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Certificates of Deposit (CDs)

Certificates of Deposit (CDs) offer competitive returns on FDIC-insured savings. They are a great choice if you have a time-specific savings need or if you are looking for a higher return than other traditional interest-bearing accounts. CDs offer the following:

  • Lock in your rate by investing a fixed amount for a specific period of time.

  • Texas Heritage Bank offers competitive interest rates. We regularly evaluate the markets we serve and set our rates competitively. In other words, we shop the market, so you don't have to.

  • CDs are automatically renewable at interest rates in effect at their maturities.

  • Simple interest is generally paid at maturity, but can be paid more often if deposited into another Texas Heritage Bank account.

  • The annual percentage yield assumes interest remains on deposit until maturity. A penalty may be imposed for early withdrawal.

For more information and current interest rates, call your nearest banking office.

Cross Plains 254-725-6141
Boerne 830-249-3955
Leon Springs 210-698-8100